All about UPI Payment Without Internet ✓ Overview ✓ Payment Method ✓ Registration Process.
With the help of USSD, banking is accessible and easy for all, no matter whether you have a smartphone or a feature phone. It was first launched by NPCI in November 2012 along with BSNL and MTNL.
Overview
Ever since the option of UPI payment has become available in the country, the problem of carrying a purse in the pocket has been relieved. Now UPI payment is so popular that from big malls to tea shops, many UPI payment options like Google Pay, PhonePe, Paytm are available everywhere. This is the reason that now most people have stopped keeping cash. However, sometimes it becomes difficult to make UPI payments due to lack of internet. Now this problem has also been resolved. Yes, now you can make UPI payment even without internet. Let’s know about this method…
You can use UPI (Unified Payments Interface) through USSD (Unstructured Supplementary Service Data) code to make UPI payments without internet. With the help of USSD, banking is accessible and easy for all, no matter whether you have a smartphone or a feature phone. It was earlier launched by NPCI in November 2012 along with BSNL and MTNL but now it is available on all major telecom networks. As per NPCI, *99# service is available in 13 different languages including Hindi and English. This service is provided by 83 major banks.
You can use UPI (Unified Payments Interface) through USSD (Unstructured Supplementary Service Data) code to make UPI payments without internet. With the help of USSD, banking is accessible and easy for all, no matter whether you have a smartphone or a feature phone. It was earlier launched by NPCI in November 2012 along with BSNL and MTNL but now it is available on all major telecom networks. As per NPCI, *99# service is available in 13 different languages including Hindi and English. This service is provided by 83 major banks.
Before making UPI payments without internet connection, you need to set up your account. For this you have to dial *99# in your phone. After this, you have to select the language and give your bank related information like name and first four letters of IFSC code. After this you will get to see the list of the bank on the number listed in your bank. You select the payment bank from this list and enter the last six digits of your debit card and the expiry date. After this the process of UPI payment will be completed without internet connection.
Payment Process:-
- To make payment, you have to dial *99# in your phone and after that press 1.
- After that select the desired option and enter the UPI ID/Bank Account Number/Phone Number.
- Now enter the amount you want to send and the UPI PIN.
- By doing this your payment will be successful.
- Remember that for using *99# service, you will be charged Rs 0.50 and with this service you will be able to do transactions up to Rs 5000.